Privacy Policy

Privacy Policy

Effective Date: [Insert Date]
Last Updated: [Insert Date]

1. Introduction

Welcome to Budget Agent AI ("we," "us," or "our"). Your privacy is important to us. This Privacy Policy explains how we collect, use, disclose, and safeguard your personal information when you use our website www.budgetagentai.com (the "Website" or "Service").

By accessing or using Budget Agent AI, you agree to the collection and use of information as described in this policy. If you do not agree, please refrain from using our services.

2. Information We Collect

We collect the following types of information:

a) Personal Information

When you use our Website, we may collect personally identifiable information (PII), including:

  • Name
  • Email Address
  • Phone Number (if provided)
  • Billing and Payment Information (if applicable)
  • Account Credentials (if applicable)

b) Non-Personal Information

We may automatically collect non-personal data when you interact with our Website, such as:

  • Browser type, operating system, and device information
  • IP address and general geolocation
  • Usage data, such as time spent on pages and interaction with features
  • Cookies and tracking technologies (see Section 6)

c) AI-Generated Data

Budget Agent AI uses artificial intelligence to assist with financial planning and expense tracking. However, any insights generated by AI should not be considered financial, legal, or professional advice.

3. How We Use Your Information

We use collected information to:
✅ Provide, operate, and improve our AI-driven financial tools
✅ Communicate with you about updates, promotions, and support inquiries
✅ Personalize your experience based on preferences and usage patterns
✅ Comply with legal obligations and prevent fraud
✅ Analyze trends and improve website functionality

4. How We Share Your Information

We do not sell, rent, or trade your personal information. However, we may share data in the following cases:

a) Third-Party Service Providers

We may share limited data with trusted third-party service providers who help us operate our business, such as:

  • Hosting and Cloud Storage Providers (e.g., AWS, Google Cloud)
  • Analytics Services (e.g., Google Analytics)
  • Payment Processors (if applicable)

b) Legal Compliance & Protection

We may disclose information if required by law, in response to legal requests, or to protect our rights and users from fraud or harm.

5. Your Rights & Choices

a) GDPR (For EU Users)

If you are a resident of the European Economic Area (EEA), you have the right to:

  • Request access to your personal data
  • Request correction or deletion of your data
  • Object to data processing or request data portability
  • Withdraw consent at any time

To exercise these rights, contact us at [Insert Email].

b) CCPA (For California Residents)

Under the California Consumer Privacy Act (CCPA), you have the right to:

  • Request a list of personal data collected
  • Opt out of data selling (we do not sell data)
  • Request deletion of your data

To make a request, email [Insert Email] with "CCPA Request" in the subject line.

6. Cookies & Tracking Technologies

Budget Agent AI uses cookies, web beacons, and similar technologies to enhance your experience. These may include:

  • Essential Cookies – Required for website functionality
  • Analytical Cookies – Used for tracking and performance insights
  • Marketing Cookies – Used to show personalized ads (if applicable)

You can manage cookie preferences through your browser settings.

7. Data Security

We take reasonable security measures to protect your personal data from unauthorized access, disclosure, or alteration. However, no online service is completely secure. Use our services at your own risk.

8. Third-Party Links & Services

Our Website may contain links to third-party websites. We are not responsible for their privacy practices. Please review their privacy policies before interacting with them.

9. Children’s Privacy

Budget Agent AI is not intended for children under 13 (or 16 in certain jurisdictions). We do not knowingly collect data from minors. If we discover such data, we will delete it immediately.

10. Changes to This Privacy Policy

We may update this policy from time to time. Changes will be posted on this page with an updated "Effective Date." Continued use of our services after changes means you accept the revised policy.

11. Contact Information

For privacy-related inquiries, contact us at:
📧 Email: contact@budgetagentai.com

©Copyright. All rights reserved.

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